{"id":6274,"date":"2024-10-15T14:57:22","date_gmt":"2024-10-15T14:57:22","guid":{"rendered":"https:\/\/mbmlog.com\/?p=6274"},"modified":"2024-10-15T15:05:13","modified_gmt":"2024-10-15T15:05:13","slug":"understanding-the-harbor-maintenance-fee-hmf-what-it-is-and-how-it-affects-your-shipping-costs","status":"publish","type":"post","link":"https:\/\/mbmlog.com\/ko\/understanding-the-harbor-maintenance-fee-hmf-what-it-is-and-how-it-affects-your-shipping-costs\/","title":{"rendered":"\ud56d\ub9cc \uc720\uc9c0\ubcf4\uc218 \uc218\uc218\ub8cc \uc774\ud574: \uc815\uc758 \ubc0f \uacc4\uc0b0 \ubc29\ubc95"},"content":{"rendered":"<p>\ubbf8\uad6d \ud56d\uad6c\ub97c \ud1b5\ud574 \uc0c1\ud488\uc744 \uc218\uc785\ud558\uac70\ub098 \ud654\ubb3c\uc744 \uc6b4\uc1a1\ud560 \ub54c, \uc804\uccb4 \ube44\uc6a9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc694\uc18c\ub294 \uc5ec\ub7ec \uac00\uc9c0\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uadf8\uc911\uc5d0\uc11c\ub3c4 \uc6b4\uc1a1\uc5c5\uccb4\uac00 \ud2b9\ud788 \uc720\uc758\ud574\uc57c \ud560 \uc911\uc694\ud55c \ube44\uc6a9\uc740 \uad00\uc138\uc785\ub2c8\ub2e4. <strong>\ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\ube44(HMF)<\/strong>\uc774 \uc218\uc218\ub8cc\ub294 \ubbf8\uad6d \ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uba70, \uad6d\uc81c \ubc0f \uad6d\ub0b4 \ud574\uc0c1 \uc6b4\uc1a1\uc744 \uc704\ud574 \ud56d\ub9cc\uc774 \uc548\uc804\ud558\uace0 \uc6d0\ud65c\ud558\uac8c \uc6b4\uc601\ub420 \uc218 \uc788\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 \ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac \uc218\uc218\ub8cc\uac00 \ubb34\uc5c7\uc778\uc9c0, \uc65c \uc874\uc7ac\ud558\ub294\uc9c0, \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ub418\ub294\uc9c0, \uadf8\ub9ac\uace0 \uae30\uc5c5\ub4e4\uc774 \ubb3c\ub958 \uc6b4\uc601\uc5d0 \uc774 \uc218\uc218\ub8cc\ub97c \ubc18\uc601\ud560 \ub54c \uace0\ub824\ud574\uc57c \ud560 \uc0ac\ud56d\uc740 \ubb34\uc5c7\uc778\uc9c0 \uc790\uc138\ud788 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\ube44(HMF)\ub780 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/strong><\/h3>\n\n\n\n<p>\uadf8\ub9ac\uace0 <strong>\ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\ube44(HMF)<\/strong> HMF(Harbor Maintenance Fee)\ub294 \ubbf8\uad6d \ud56d\uad6c\ub97c \ud1b5\ud574 \uc218\uc785\ub418\uac70\ub098 \uc120\uc801\ub418\ub294 \ud654\ubb3c\uc758 \uac00\uce58\uc5d0 \ubd80\uacfc\ub418\ub294 \uc5f0\ubc29 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4. 1986\ub144 \uc218\uc790\uc6d0 \uac1c\ubc1c\ubc95\uc5d0 \ub530\ub77c \uc81c\uc815\ub41c HMF\uc758 \uc8fc\uc694 \ubaa9\uc801\uc740 \ubbf8\uad6d \ud56d\uad6c, \ubd80\ub450 \ubc0f \ud574\uc0c1 \uc6b4\uc1a1\ub85c\uc758 \uc720\uc9c0 \ubcf4\uc218 \ubc0f \uac1c\uc120\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\ub294 \uc774\ub7ec\ud55c \uc2dc\uc124\uc774 \uc548\uc804\ud558\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc601\ub420 \uc218 \uc788\ub3c4\ub85d \ubcf4\uc7a5\ud558\uc5ec \uad6d\uc81c \ubc0f \uad6d\ub0b4 \ubb34\uc5ed \ubaa8\ub450\uc5d0 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>HMF\ub294 \ubbf8\uad6d \uc138\uad00\uad6d\uacbd\ubcf4\ud638\uad6d(CBP)\uc5d0\uc11c \uc9d5\uc218\ud558\uba70, \uadf8 \uc218\uc775\uc740 \ub2e4\uc74c \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4. <strong>\ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac \uc2e0\ud0c1 \uae30\uae08<\/strong>\uc774 \uae30\uae08\uc740 \ubbf8\uad6d \ud56d\ub9cc\uc758 \uc900\uc124(\uc120\ubc15\uc758 \uc801\uc808\ud55c \uc218\uc2ec\uc744 \ud655\ubcf4\ud558\uae30 \uc704\ud574 \ud56d\uad6c\uc5d0\uc11c \ud1f4\uc801\ubb3c\uacfc \uc794\ud574\ub97c \uc81c\uac70\ud558\ub294 \uc791\uc5c5), \uc218\ub9ac \ubc0f \uae30\ubc18 \uc2dc\uc124 \uac1c\uc120\uacfc \uac19\uc740 \uc720\uc9c0 \ubcf4\uc218 \ud504\ub85c\uc81d\ud2b8\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud56d\ub9cc \uc720\uc9c0\ube44\ub294 \uc65c \uc0dd\uaca8\ub0ac\ub098\uc694?<\/strong><\/h3>\n\n\n\n<p>HMF\ub294 \uad6d\ub0b4 \ubc0f \uad6d\uc81c \ubb34\uc5ed\uc5d0 \ud544\uc218\uc801\uc778 \ubbf8\uad6d \ud56d\ub9cc\uc758 \uc720\uc9c0 \uad00\ub9ac\ub77c\ub294 \uc9c0\uc18d\uc801\uc778 \uacfc\uc81c\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \ubc29\uc548\uc73c\ub85c \ub3c4\uc785\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ud56d\ub9cc\uc5d0\ub294 \uc790\uc5f0\uc801\uc73c\ub85c \ud1a0\uc0ac, \uc794\ud574 \ubc0f \uae30\ud0c0 \ubb3c\uc9c8\uc774 \ucd95\uc801\ub418\ub294\ub370, \uc120\ubc15\uc758 \uc548\uc804\ud55c \ud1b5\ud589\uc5d0 \ud544\uc694\ud55c \uc218\uc2ec\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574\uc11c\ub294 \uc900\uc124\uc744 \ud1b5\ud574 \uc774\ub97c \uc81c\uac70\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc900\uc124 \ubc0f \uc720\uc9c0 \ubcf4\uc218\ub294 \ube44\uc6a9\uc774 \ub9ce\uc774 \ub4dc\ub294 \uc791\uc5c5\uc774\uba70, \ud56d\ub9cc \uc720\uc9c0\ubcf4\uc218 \uae30\uae08(HMF)\uc774 \ub3c4\uc785\ub418\uae30 \uc804\uc5d0\ub294 \uc774\ub7ec\ud55c \ubd80\ub2f4\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc774 \uc5f0\ubc29 \uae30\uae08\uc774\ub098 \ud2b9\uc815 \uc9c0\uc5ed \uc0ac\uc5c5\uc5d0 \uc804\uac00\ub418\uc5c8\uc2b5\ub2c8\ub2e4. HMF\ub294 \uc758\ud68c \uc608\uc0b0 \ubc30\uc815\uc5d0\ub9cc \uc758\uc874\ud558\uc9c0 \uc54a\uace0 \ud56d\ub9cc \uc720\uc9c0 \ubcf4\uc218\uc5d0 \ud2b9\ud654\ub41c \uc548\uc815\uc801\uc778 \uc218\uc775 \ud750\ub984\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uc774\ub97c \ud1b5\ud574 \ud56d\ub9cc\uc740 \uc9c0\uc18d\uc801\uc73c\ub85c \uc6b4\uc601\ub418\uace0 \ub300\ub7c9\uc758 \ud654\ubb3c\uc744 \ucc98\ub9ac\ud560 \uc218 \uc788\uac8c \ub418\uc5b4 \ubbf8\uad6d \uc0c1\uc5c5\uc758 \uc131\uc7a5\uc744 \ub4b7\ubc1b\uce68\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud56d\ub9cc \uc720\uc9c0 \ubcf4\uc218\ube44\ub294 \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ub418\ub098\uc694?<\/strong><\/h3>\n\n\n\n<p>\ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\ube44\ub294 \ub2e4\uc74c\uacfc \uac19\uc774 \uacc4\uc0b0\ub429\ub2c8\ub2e4. <strong>0.125%<\/strong> \ubbf8\uad6d \ud56d\uad6c\ub97c \ud1b5\ud574 \uc6b4\uc1a1\ub418\ub294 \uc0c1\uc5c5 \ud654\ubb3c \uac00\uce58\uc758 (0.00125)\uc785\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\ub294 \ubbf8\uad6d \ud56d\uad6c\uc5d0 \ub3c4\ucc29\ud558\ub294 \ubaa8\ub4e0 \uc218\uc785\ud488\uacfc \uc218\ub85c\ub97c \ud1b5\ud574 \uc6b4\uc1a1\ub418\ub294 \uad6d\ub0b4 \ud654\ubb3c\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>HMF \uc791\ub3d9 \ubc29\uc2dd\uc5d0 \ub300\ud55c \uac04\ub7b5\ud55c \uc124\uba85\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc218\uc785\ud488\uc758 \uacbd\uc6b0<\/strong>\ubbf8\uad6d\uc73c\ub85c \ubb3c\ud488\uc744 \uc218\uc785\ud558\ub294 \uacbd\uc6b0, \ud654\ubb3c \uac00\uc561\uc758 0.125%\ub97c \ud56d\ub9cc \uc720\uc9c0 \uc218\uc218\ub8cc\ub85c \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uad6d\ub0b4 \ubc30\uc1a1\uc758 \uacbd\uc6b0<\/strong>\ubbf8\uad6d \ub0b4 \ub450 \ud56d\uad6c \uac04 \ud654\ubb3c\uc744 \uc5f0\uc548 \ub610\ub294 \ub0b4\ub959 \uc218\ub85c\ub97c \ud1b5\ud574 \uc6b4\uc1a1\ud558\ub294 \uacbd\uc6b0\uc5d0\ub3c4 \ud574\ub2f9 \uc694\uae08\uc774 \ubd80\uacfc\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc218\ucd9c\uc6a9<\/strong>\uc218\ucd9c\uc740 <strong>\uba74\uc81c<\/strong> \uc601\uad6d \uc7ac\ubb34\ubd80(HMF)\ub294 1998\ub144 \ub300\ubc95\uc6d0 \ud310\uacb0\uc5d0 \ub530\ub77c \uc218\ucd9c\ud488\uc5d0 \ub300\ud55c \uc774 \uc218\uc218\ub8cc \ubd80\uacfc\uac00 \uc704\ud5cc\uc774\ub77c\uace0 \ud310\uacb0\ud55c \uc774\ud6c4 \uc774 \uc218\uc218\ub8cc\ub97c \ud3d0\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\uc774\ud574\ub97c \ub3d5\uae30 \uc704\ud574 \uc124\uba85\ub4dc\ub9ac\uc790\uba74, \ubbf8\uad6d\uc73c\ub85c \ubc18\uc785\ub418\ub294 \ud654\ubb3c\uc758 \uac00\uce58\uac00 1\ubc31\ub9cc \ub2ec\ub7ec\ub77c\uba74 \ud56d\ub9cc \uc720\uc9c0 \ubcf4\uc218\ube44\uc758 \uc77c\ubd80\ub85c 1,250\ub2ec\ub7ec\ub97c \uc9c0\ubd88\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud56d\ub9cc \uc720\uc9c0 \ubcf4\uc218 \ube44\uc6a9\uc740 \ub204\uac00 \ubd80\ub2f4\ud558\ub098\uc694?<\/strong><\/h3>\n\n\n\n<p>\ud56d\ub9cc \uc720\uc9c0 \uc218\uc218\ub8cc\ub294 \ubbf8\uad6d \ud56d\uad6c\ub97c \ud1b5\ud574 \uc0c1\ud488\uc744 \uc6b4\uc1a1\ud558\ub294 \ub370 \uad00\ub828\ub41c \ub2e4\uc591\ud55c \uc8fc\uccb4\ub4e4\uc774 \uc9c0\ubd88\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\uc218\uc785\uc5c5\uc790<\/strong>\ubbf8\uad6d \ud56d\uad6c\ub97c \ud1b5\ud574 \uc0c1\ud488\uc744 \uc218\uc785\ud558\ub294 \ubaa8\ub4e0 \uc0ac\uc5c5\uccb4\ub294 HMF(\uc218\uc785 \uad00\uc138)\ub97c \ub0a9\ubd80\ud574\uc57c \ud569\ub2c8\ub2e4. HMF\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ud1b5\uad00 \uc808\ucc28 \uc911\uc5d0 \uc218\uc785\uc5c5\uccb4\uc758 \ube44\uc6a9\uc5d0 \ucd94\uac00\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uad6d\ub0b4 \ubc30\uc1a1\uc5c5\uccb4<\/strong>\ubbf8\uad6d \ud574\uc548\uc744 \ub530\ub77c \ud56d\uad6c \uac04 \ub610\ub294 \ub0b4\ub959 \uc218\ub85c\ub97c \ud1b5\ud574 \uc0c1\ud488\uc744 \uc6b4\uc1a1\ud558\ub294 \uae30\uc5c5\ub3c4 HMF(\ud574\uc591 \uc6b4\uc1a1 \uae30\uae08)\ub97c \ub0a9\ubd80\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uba74\uc81c<\/strong>\uc54c\ub798\uc2a4\uce74, \ud558\uc640\uc774, \ubbf8\uad6d \ubcf8\ud1a0 \uac04 \uc6b4\uc1a1\ub418\ub294 \ud654\ubb3c\uacfc \uc624\ub300\ud638 \ubc0f \uc138\uc778\ud2b8\ub85c\ub80c\uc2a4 \uc218\ub85c \ub0b4 \uc6b4\uc1a1\ubb3c\uc740 \ud56d\ub9cc \uc720\uc9c0\ube44\uac00 \uba74\uc81c\ub429\ub2c8\ub2e4. \ub610\ud55c, 1998\ub144 \ubc95\uc6d0 \ud310\uacb0 \uc774\ud6c4 \uc218\ucd9c\ud488\uc5d0 \ub300\ud574\uc11c\ub294 \ub354 \uc774\uc0c1 \ud574\ub2f9 \uc218\uc218\ub8cc\uac00 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ub3c8\uc740 \uc5b4\ub514\ub85c \uac00\ub294 \uac78\uae4c\uc694?<\/strong><\/h3>\n\n\n\n<p>HMF\ub97c \ud1b5\ud574 \ubaa8\uae08\ub41c \uc790\uae08\uc740 \ub2e4\uc74c\uacfc \uac19\uc740 \uc6a9\ub3c4\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4. <strong>\ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac \uc2e0\ud0c1 \uae30\uae08<\/strong>\uc774\ub294 \uc5ec\ub7ec \uc8fc\uc694 \ud65c\ub3d9\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \ub370 \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ud56d\ub9cc \uc900\uc124<\/strong>\ud56d\ub9cc\uc774 \uc801\uc808\ud55c \uc218\uc2ec\uc744 \uc720\uc9c0\ud558\uace0 \ub300\ud615 \uc120\ubc15\uc744 \uc218\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \uc815\uae30\uc801\uc778 \uc900\uc124 \uc791\uc5c5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4. HMF\ub294 \uc774\ub7ec\ud55c \ud504\ub85c\uc81d\ud2b8\uc5d0 \uc790\uae08\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae30\ubc18 \uc2dc\uc124 \ubcf4\uc218<\/strong>\ud56d\uad6c\ub294 \uc6d0\ud65c\ud55c \uc6b4\uc601\uc744 \uc704\ud574 \ubd80\ub450, \uc120\ucc29\uc7a5 \ubc0f \uae30\ud0c0 \uae30\ubc18 \uc2dc\uc124\uc5d0 \ub300\ud55c \uc218\ub9ac \ub610\ub294 \uac1c\uc120\uc774 \ud544\uc694\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc120\ubc15 \ud56d\ub85c \uc720\uc9c0 \uad00\ub9ac<\/strong>\uc120\ubc15\uc758 \uc548\uc804\ud55c \ud1b5\ud589\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574, \ud2b9\ud788 \uad50\ud1b5\ub7c9\uc774 \ub9ce\uc740 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ud56d\ub85c\ub97c \uc815\uae30\uc801\uc73c\ub85c \uc720\uc9c0 \uad00\ub9ac\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\ud56d\ub9cc \uc720\uc9c0\ube44\uac00 \uc5c6\ub2e4\uba74 \uc774\ub7ec\ud55c \ud544\uc218 \uc11c\ube44\uc2a4\uc5d0 \ub300\ud55c \uc790\uae08 \uc9c0\uc6d0\uc774 \ubd80\uc871\ud574\uc838 \ud56d\ub9cc \uc6b4\uc601\uc774 \uc9c0\uc5f0\ub418\uace0 \ud56d\ub9cc \ubb3c\ub958\uc758 \ube44\ud6a8\uc728\uc131\uc73c\ub85c \uc778\ud574 \ud654\uc8fc\ub4e4\uc758 \ube44\uc6a9\uc774 \uc99d\uac00\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud56d\ub9cc \uc720\uc9c0 \ubcf4\uc218 \ube44\uc6a9\uc774 \uc911\uc694\ud55c \uc774\uc720\ub294 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/strong><\/h3>\n\n\n\n<p>\ubbf8\uad6d \ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\ub294 \uad6d\uac00 \uacbd\uc81c\uc5d0 \ub9e4\uc6b0 \uc911\uc694\ud569\ub2c8\ub2e4. \ubbf8\uad6d\uc73c\ub85c \ub4e4\uc5b4\uc624\uace0 \ub098\uac00\ub294 \uc0c1\ud488\uc758 \uc0c1\ub2f9 \ubd80\ubd84\uc774 \ud56d\ub9cc\uc744 \ud1b5\ud574 \uc774\ub3d9\ud558\uba70, \ud56d\ub9cc \uc2dc\uc124\uc5d0 \ucc28\uc9c8\uc774 \uc0dd\uae30\uba74 \uae00\ub85c\ubc8c \uacf5\uae09\ub9dd \uc804\ubc18\uc5d0 \ud30c\uae09 \ud6a8\uacfc\ub97c \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud56d\ub9cc\uc774 \uc81c\ub300\ub85c \uc720\uc9c0 \uad00\ub9ac\ub418\uc9c0 \uc54a\uc73c\uba74 \uc6b4\uc601 \uc18d\ub3c4\uac00 \ub290\ub824\uc9c0\uac70\ub098 \uc548\uc804 \ubb38\uc81c\ub85c \ud3d0\uc1c4\ub420 \uc218\ub3c4 \uc788\uc73c\uba70, \uc774\ub294 \uc6b4\uc1a1 \uc9c0\uc5f0, \ucd94\uac00 \ube44\uc6a9 \ubc1c\uc0dd, \uadf8\ub9ac\uace0 \uae00\ub85c\ubc8c \ubb34\uc5ed\uc5d0\uc11c \ubbf8\uad6d\uc758 \uacbd\uc7c1\ub825 \uc57d\ud654\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>HMF\ub294 \ubbf8\uad6d \ud56d\ub9cc\uc774 \uc548\uc804\ud558\uace0 \ud6a8\uc728\uc801\uc774\uba70 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00\ud558\ub294 \ud654\ubb3c\ub7c9\uc744 \ucc98\ub9ac\ud560 \uc218 \uc788\ub3c4\ub85d \ubcf4\uc7a5\ud569\ub2c8\ub2e4. \uc774\ub294 \uc218\uc785 \ubc0f \uc218\ucd9c \uc218\uc694 \uc99d\uac00\uc640 \ub354\ubd88\uc5b4 \ub354 \uae4a\uace0 \ub113\uc740 \ud56d\ub9cc \ubc0f \uac1c\uc120\ub41c \uae30\ubc18 \uc2dc\uc124\uc744 \ud544\uc694\ub85c \ud558\ub294 \ub300\ud615 \ud604\ub300\uc2dd \uc120\ubc15\uc744 \uc218\uc6a9\ud574\uc57c \ud558\ub294 \ud544\uc694\uc131\uc744 \uace0\ub824\ud560 \ub54c \ud2b9\ud788 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud56d\ub9cc \uc720\uc9c0 \ubcf4\uc218\ube44 \uba74\uc81c \ubc0f \uc81c\uc678 \uc0ac\ud56d<\/strong><\/h3>\n\n\n\n<p>HMF\ub294 \ub300\ubd80\ubd84\uc758 \uc0c1\uc5c5 \ud654\ubb3c\uc5d0 \uc801\uc6a9\ub418\uc9c0\ub9cc, \uba87 \uac00\uc9c0 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc608\uc678 \uc0ac\ud56d\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc54c\ub798\uc2a4\uce74, \ud558\uc640\uc774 \ubc0f \ubbf8\uad6d \ubcf8\ud1a0 \uac04 \ud654\ubb3c \uc6b4\uc1a1<\/strong>\uc774 \uc9c0\uc5ed\ub4e4 \uac04\uc758 \uc6b4\uc1a1\uc740 \ud2b9\uc218\ud55c \uc9c0\ub9ac\uc801 \uc870\uac74\uacfc \ud574\ub2f9 \uc9c0\uc5ed\uc758 \ud574\uc0c1 \uc6b4\uc1a1 \uc758\uc874\ub3c4 \ub54c\ubb38\uc5d0 HMF(\ud574\uc0c1 \uc6b4\uc1a1 \uc218\uc218\ub8cc) \uc801\uc6a9 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc624\ub300\ud638 \ubc0f \uc138\uc778\ud2b8\ub85c\ub80c\uc2a4 \uc218\ub85c \ub0b4 \uc6b4\uc1a1<\/strong>\uc774 \uc9c0\uc5ed \ub0b4\uc5d0\uc11c\ub9cc \uc6b4\uc1a1\ub418\ub294 \ud654\ubb3c\uc5d0\ub294 HMF\uac00 \ubd80\uacfc\ub418\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc218\ucd9c<\/strong>\uc55e\uc11c \uc5b8\uae09\ud588\ub4ef\uc774, \uc218\ucd9c \uc120\uc801\ubb3c\uc740 1998\ub144 \ub300\ubc95\uc6d0 \ud310\uacb0\uc5d0\uc11c \uc218\ucd9c\uc5d0 \uc801\uc6a9\ub418\ub294 \uc218\uc218\ub8cc\uac00 \uc704\ud5cc\uc774\ub77c\uace0 \ud310\uacb0\ud558\uae30 \uc804\uae4c\uc9c0 HMF(\ud574\uc0c1\uad50\ud1b5\uc218\uc785\uc138)\uc758 \uc801\uc6a9\uc744 \ubc1b\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ud56d\ub9cc \uc720\uc9c0 \ubcf4\uc218\ube44 \uad00\ub828 \ubb38\uc81c\uc810<\/strong><\/h3>\n\n\n\n<p>HMF\ub294 \ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\uc5d0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud558\uc9c0\ub9cc, \uc218\uc218\ub8cc\uc640 \uad00\ub828\ud558\uc5ec \uba87 \uac00\uc9c0 \ubb38\uc81c\uc810\uc774 \uc81c\uae30\ub418\uc5b4 \uc654\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\ubbf8\uc0ac\uc6a9 \uc790\uae08<\/strong>HMF\ub97c \ud1b5\ud574 \ubaa8\uae08\ub41c \uc790\uae08 \uc911 \uc0c1\ub2f9 \ubd80\ubd84\uc774 \uc5ed\uc0ac\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\uc9c0 \uc54a\uace0 \ubc84\ub824\uc838 \uc654\uc2b5\ub2c8\ub2e4. \ube44\ud3c9\uac00\ub4e4\uc740 \uc774\ub7ec\ud55c \ubbf8\uc0ac\uc6a9 \uc790\uae08\uc744 \ud56d\ub9cc \uc778\ud504\ub77c\ub97c \uac1c\uc120\ud558\uace0 \ubbf8\uad6d \ud56d\ub9cc\uc758 \ud6a8\uc728\uc131\uc744 \ub192\uc774\ub294 \ub370 \ub354 \ud6a8\uc728\uc801\uc73c\ub85c \ud65c\uc6a9\ud560 \uc218 \uc788\ub2e4\uace0 \uc8fc\uc7a5\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ubc30\uc1a1\ube44\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/strong>\ubbf8\uad6d\uc73c\ub85c \uc815\uae30\uc801\uc73c\ub85c \uc0c1\ud488\uc744 \uc218\uc785\ud558\ub294 \uae30\uc5c5\uc758 \uacbd\uc6b0, HMF(\uc218\uc785 \uc6b4\uc1a1 \uc218\uc218\ub8cc)\ub294 \uc804\uccb4 \uc6b4\uc1a1 \ube44\uc6a9\uc5d0 \ucd94\uac00\ub429\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\ub294 \uc801\uc5b4 \ubcf4\uc77c \uc218 \uc788\uc9c0\ub9cc(0.125%), \ud2b9\ud788 \uace0\uac00 \ud654\ubb3c\uc744 \ucde8\uae09\ud558\ub294 \uae30\uc5c5\uc758 \uacbd\uc6b0 \uc2dc\uac04\uc774 \uc9c0\ub0a8\uc5d0 \ub530\ub77c \ub204\uc801\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uacf5\uc815\uc131 \ubb38\uc81c<\/strong>\uc77c\ubd80 \uc5c5\uacc4 \ub2e8\uccb4\ub294 HMF(\ud56d\ub9cc \uc720\uc9c0\ubcf4\uc218 \uae30\uae08)\uc758 \uacf5\uc815\uc131, \ud2b9\ud788 \uae30\uae08 \ubc30\ubd84 \ubc29\uc2dd\uc5d0 \ub300\ud574 \uc6b0\ub824\ub97c \uc81c\uae30\ud588\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \ud654\uc8fc\uac00 \uae30\uae08\uc744 \ub0a9\ubd80\ud558\uc9c0\ub9cc, \ubaa8\ub4e0 \ud56d\ub9cc\uc774 \uc720\uc9c0\ubcf4\uc218 \uae30\uae08\uc744 \ub3d9\ub4f1\ud558\uac8c \ubc30\ubd84\ubc1b\ub294 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\ubb3c\ub958 \ube44\uc6a9\uc5d0 HMF\ub97c \ubc18\uc601\ud558\ub294 \ubc29\ubc95<\/strong><\/h3>\n\n\n\n<p>\ubbf8\uad6d\uc73c\ub85c \uc0c1\ud488\uc744 \uc218\uc785\ud558\uac70\ub098 \ubbf8\uad6d \ud56d\uad6c\ub97c \ud1b5\ud574 \uad6d\ub0b4\ub85c \ubc30\uc1a1\ud558\ub294 \uae30\uc5c5\uc758 \uacbd\uc6b0, \ucd1d \ubb3c\ub958 \ube44\uc6a9\uc744 \uacc4\uc0b0\ud560 \ub54c \ud56d\ub9cc \uc720\uc9c0 \uc218\uc218\ub8cc(Harbor Maintenance Fee)\ub97c \ubc18\ub4dc\uc2dc \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4. \uc774 \uc218\uc218\ub8cc\ub294 \ub2e4\ub978 \uc6b4\uc1a1 \ube44\uc6a9\uc5d0 \ube44\ud574 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uc744 \uc218 \uc788\uc9c0\ub9cc, \ud2b9\ud788 \ubb3c\ub7c9\uc774 \ub9ce\uc740 \uc218\uc785\uc5c5\uccb4\uc758 \uacbd\uc6b0 \uc218\uc775 \ub9c8\uc9c4\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \ud654\ubb3c \uc6b4\uc1a1\uc5c5\uccb4\uc640 \ud611\ub825\ud558\uba74 \uc774 \uc218\uc218\ub8cc\ub97c \ub354\uc6b1 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uacbd\ud5d8\uc774 \ud48d\ubd80\ud55c \uc6b4\uc1a1\uc5c5\uccb4\ub294 HMF(Hydro-Modular Finance)\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\uac00 \ub192\uc544 \uc815\ud655\ud55c \uacc4\uc0b0\uc744 \ud1b5\ud574 \ucd1d \uc6b4\uc1a1 \ube44\uc6a9 \uacac\uc801\uc5d0 \ud3ec\ud568\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc6b4\uc1a1 \uc804\ub7b5\uc744 \ucd5c\uc801\ud654\ud558\uace0 HMF\uc758 \uc601\ud5a5\uc744 \uc0c1\uc1c4\ud560 \uc218 \uc788\ub3c4\ub85d \ub2e4\ub978 \ube44\uc6a9\uc744 \uc808\uac10\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud55c \uc870\uc5b8\ub3c4 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\uacb0\ub860<\/strong><\/h3>\n\n\n\n<p>\uadf8\ub9ac\uace0 <strong>\ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\ube44(HMF)<\/strong> HMF(\ud574\uc591 \uc6b4\uc1a1 \uae30\uae08)\ub294 \ubbf8\uad6d \ud56d\ub9cc \uc6b4\uc601\uc5d0 \ud544\uc218\uc801\uc778 \uc694\uc18c\ub85c, \ud56d\ub9cc \ubc0f \uc218\ub85c \uc720\uc9c0 \ubcf4\uc218\uc640 \uc900\uc124\uc5d0 \ud544\uc694\ud55c \uc790\uae08\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. HMF\ub294 \ud654\ubb3c \uc218\uc785 \ubc0f \uc6b4\uc1a1 \ube44\uc6a9\uc744 \uc99d\uac00\uc2dc\ud0a4\uc9c0\ub9cc, \ubbf8\uad6d \ud56d\ub9cc\uc758 \uc548\uc804\uacfc \ud6a8\uc728\uc131\uc744 \uc720\uc9c0\ud558\ub294 \ub370 \ub9e4\uc6b0 \uc911\uc694\ud55c \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4. HMF\ub97c \uc774\ud574\ud558\uace0 \ubb3c\ub958 \uc804\ub7b5\uc5d0 \ubc18\uc601\ud558\uba74 \uc6b4\uc1a1 \ube44\uc6a9\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uace0 \uc218\uc785 \uacfc\uc815\uc5d0\uc11c \ubc1c\uc0dd\ud560 \uc218 \uc788\ub294 \uc608\uc0c1\uce58 \ubabb\ud55c \ubb38\uc81c\ub97c \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacbd\ud5d8\uc774 \ud48d\ubd80\ud55c \ud654\ubb3c \uc6b4\uc1a1\uc5c5\uccb4\ub098 \uad00\uc138\uc0ac\uc640 \ud611\ub825\ud558\uba74 \uae30\uc5c5\uc740 \ud56d\ub9cc \uc720\uc9c0\ube44(HMF) \uaddc\uc815\uc744 \uc900\uc218\ud558\uace0, \uc6b4\uc1a1 \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud558\uba70, \uc804\ubc18\uc801\uc778 \ubb3c\ub958 \ube44\uc6a9\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc18c\uaddc\ubaa8 \uae30\uc5c5\uc774\ub4e0 \ub300\uae30\uc5c5\uc774\ub4e0 \uad00\uacc4\uc5c6\uc774 \ud56d\ub9cc \uc720\uc9c0\ube44\ub97c \uace0\ub824\ud558\ub294 \uac83\uc740 \uad6d\uc81c \uc6b4\uc1a1 \uacc4\ud68d\uc5d0\uc11c \ub9e4\uc6b0 \uc911\uc694\ud55c \ubd80\ubd84\uc785\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\ud56d\ub9cc \uc720\uc9c0 \uc218\uc218\ub8cc(HMF)\ub294 \ubbf8\uad6d \ud56d\uad6c\ub97c \ud1b5\ud574 \uc218\uc785\ub418\uac70\ub098 \uc120\uc801\ub418\ub294 \ud654\ubb3c\uc758 \uac00\uce58\uc5d0 \ubd80\uacfc\ub418\ub294 \uc5f0\ubc29 \uc218\uc218\ub8cc\uc785\ub2c8\ub2e4. 1986\ub144 \uc218\uc790\uc6d0 \uac1c\ubc1c\ubc95\uc5d0 \ub530\ub77c \uc81c\uc815\ub41c HMF\uc758 \uc8fc\uc694 \ubaa9\uc801\uc740 \ud56d\ub9cc \uc720\uc9c0 \uad00\ub9ac\uc5d0 \ud544\uc694\ud55c \uc790\uae08\uc744 \uc870\ub2ec\ud558\ub294 \uac83\uc785\ub2c8\ub2e4. <\/p>","protected":false},"author":1,"featured_media":6305,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[11],"tags":[],"class_list":["post-6274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-basic-knowledge"],"_links":{"self":[{"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/posts\/6274","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/comments?post=6274"}],"version-history":[{"count":6,"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/posts\/6274\/revisions"}],"predecessor-version":[{"id":6306,"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/posts\/6274\/revisions\/6306"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/media\/6305"}],"wp:attachment":[{"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/media?parent=6274"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/categories?post=6274"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mbmlog.com\/ko\/wp-json\/wp\/v2\/tags?post=6274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}